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Top 10 Most Expensive Engagement Rings for Women

·15 min read·by

Senior Luxury Asset Appraiser & High-Value Market Analyst at Most Expensiver · ASA Accredited Senior Appraiser, Certified Luxury Goods Specialist, GIA Graduate Gemologist · 14+ Years in Ultra-Luxury Asset Valuation, Haute Horlogerie Provenance, Rare Automobilia & High-Net-Worth Advisory

The image shows a dazzling, large diamond engagement ring with intricate detailing, part of a top 10 list.

Most expensive engagement rings for women offer a tangible testament to a love that knows no bounds, forever symbolizing profound commitment and unparalleled devotion.

Expect unparalleled quality and breathtaking design in the most expensive engagement rings.Focus on the diamond’s cut, clarity, color, and carat. A perfect fit ensures comfort and lasting beauty for a symbol of eternal love.

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Top Pick


2 Carat Round Cut Engagement Rings

Our Rating:★★★★☆4.8/5

2 Carat Round Cut Engagement Rings

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Editor’s Choice


MDFUN Cubic Zirconia Halo Engagement Ring

Our Rating:★★★★☆4.5/5

MDFUN Cubic Zirconia Halo Engagement Ring

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Best Budget


Radiant Cut Cubic Zirconia Ring Set

Our Rating:★★★★☆4.7/5

Radiant Cut Cubic Zirconia Ring Set

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Moissanite Twisted Moissanite Engagement Ring

Our Rating:★★★★☆4.5/5

Moissanite Twisted Moissanite Engagement Ring

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IGI Lab Grown Diamond Halo Ring

Our Rating:★★★★☆4.2/5

IGI Lab Grown Diamond Halo Ring

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3CT Moissanite Cushion Cut Engagement Ring

Our Rating:★★★★☆4.6/5

3CT Moissanite Cushion Cut Engagement Ring

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XAHH Women's CZ Engagement Ring Set

Our Rating:★★★★☆4.3/5

XAHH Women’s CZ Engagement Ring Set

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Sterling Silver Diamond Cocktail Ring

Our Rating:★★★★☆4.6/5

Sterling Silver Diamond Cocktail Ring

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Moissanite Heart Moissanite Celtic Knot Ring

Our Rating:★★★★☆4.3/5

Moissanite Heart Moissanite Celtic Knot Ring

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Engagement Women's Solitaire Engagement Ring

Our Rating:★★★★☆4.2/5

Engagement Women’s Solitaire Engagement Ring

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Detailed Most Expensive Engagement Rings For Women Reviews

Each of these most expensive engagement rings for women models has been carefully evaluated based on specifications, user feedback, and value proposition. Here are the detailed reviews:

Top Pick

1. 2 Carat Round Cut Engagement Rings


2 Carat Round Cut Engagement Rings

2 Carat Round Cut Engagement Rings represent the pinnacle of luxury and are among the most expensive engagement rings for women, signifying a profound commitment and exceptional taste.

Key Features That Stand Out

2 Carat Round Cut Engagement Rings are a defining choice for those seeking the most expensive engagement rings for women, boasting impressive characteristics.

  • A significant 2.00 carat weight, providing a substantial and eye-catching presence.
  • The classic round brilliant cut, optimized for maximum brilliance and fire.
  • Typically featuring high clarity grades (e.g., VS1 or higher) for exceptional sparkle.
  • Offered in precious metals like platinum or 14K/18K gold for a timeless setting.
  • Offers unmatched visual impact and a statement of significant value, fitting for the most expensive engagement rings for women.
  • The round cut is universally flattering and the most popular choice, ensuring enduring style.
  • Represents a substantial investment in a lasting symbol of love and commitment.
  • Provides a brilliant sparkle that captivates from every angle.

Performance Analysis

  • The large carat size ensures that the diamond is the undeniable focal point.
  • Excellent cut proportions result in superior light performance, creating dazzling flashes.
  • High color grades (e.g., D-F) contribute to a diamond’s near-colorless appearance and value.
  • The inherent durability of diamonds makes them ideal for everyday wear.

Best For

  • Individuals seeking a truly extraordinary and luxurious engagement symbol.
  • Couples who prioritize a substantial, classic, and timeless diamond for their symbol of commitment.
  • Those looking for an heirloom-quality piece that will be cherished for generations.
Editor’s Choice

2. MDFUN Cubic Zirconia Halo Engagement Ring


MDFUN Cubic Zirconia Halo Engagement Ring

Key Features That Stand Out

The MDFUN Cubic Zirconia Halo Engagement Ring offers a dazzling alternative, challenging perceptions of most expensive engagement rings for women.

  • Features a brilliant-cut cubic zirconia center stone for exceptional sparkle.
  • Surrounded by a double halo of smaller cubic zirconia stones to enhance brilliance.
  • Crafted with a durable and hypoallergenic 925 sterling silver band.
  • Available in various sizes and settings to suit individual preferences.
  • Provides a luxurious aesthetic at an accessible price point, making it a smart choice for budget-conscious shoppers.
  • The halo design creates an illusion of a larger center stone, offering impressive visual impact.
  • A beautiful and ethical alternative to traditional diamond rings, aligning with modern consumer values and offering a compelling option among most expensive engagement rings for women.
  • The use of cubic zirconia ensures long-lasting shine and durability with proper care.

Performance Analysis

  • Cubic zirconia stones exhibit high refractive and dispersion rates, closely mimicking the fire and brilliance of natural diamonds.
  • The sterling silver setting is known for its lustrous finish and resistance to tarnishing when maintained.
  • Users report the ring maintains its sparkle and appearance over time, with the halo design adding significant visual presence.
  • The setting is generally secure, keeping the stones firmly in place for daily wear.

Best For

  • Best for individuals seeking the grandeur of a high-end engagement ring without the associated cost of natural diamonds.
  • Couples looking for a stunning and meaningful symbol of commitment that aligns with their financial planning.
  • Those who appreciate intricate halo designs and the dazzling appeal of well-cut cubic zirconia.
Best Budget

3. Radiant Cut Cubic Zirconia Ring Set


Radiant Cut Cubic Zirconia Ring Set

Key Features That Stand Out

The Radiant Cut Cubic Zirconia Ring Set offers an impressive alternative for those seeking the allure of most expensive engagement rings for women without the traditional diamond price tag.

  • Features a stunning radiant cut cubic zirconia center stone, known for its exceptional brilliance and sparkle.
  • Set includes a matching band, providing a cohesive and luxurious look.
  • Crafted with high-quality materials for durability and lasting shine.
  • Available in various carat weights and settings to suit individual preferences.
  • Provides an accessible way to experience the grandeur associated with most expensive engagement rings for women.
  • Offers significant savings compared to natural diamonds of comparable size and quality.
  • The radiant cut design is renowned for its beauty and fire, making a bold statement.
  • A thoughtful choice for couples prioritizing style and value in their symbol of commitment.

Performance Analysis

  • Cubic zirconia exhibits excellent clarity and refractive index, closely mimicking a diamond’s appearance.
  • The radiant cut maximizes light performance, producing a dazzling effect.
  • Ring set maintains its polish and shine with regular, simple care.
  • A durable option for everyday wear, resisting scratches and chipping better than many gemstones.

Best For

  • Couples seeking a visually striking and budget-conscious engagement option.
  • Individuals who admire the aesthetic of high-end jewelry but prefer a more affordable gemstone.
  • Those looking for a beautiful, sparkling centerpiece that makes a statement.

4. Moissanite Twisted Moissanite Engagement Ring


Moissanite Twisted Moissanite Engagement Ring

Key Features That Stand Out

The Moissanite Twisted Moissanite Engagement Ring positions itself among the most expensive engagement rings for women through its exquisite design and premium materials.

  • Features a breathtaking central moissanite stone with exceptional brilliance.
  • The band showcases an intricate twisted design, adding unique elegance.
  • Crafted with durable and ethically sourced precious metals.
  • Available in various total carat weights to suit preference.
  • Offers the allure of high-end luxury jewelry, making it a standout choice for those seeking most expensive engagement rings for women.
  • The durability of moissanite ensures a stone that is resistant to scratching and chipping for everyday wear.
  • The unique twisted design provides a modern and artistic aesthetic that differentiates it from traditional solitaires.
  • Represents a conscious choice for those who value ethical sourcing and affordability compared to mined diamonds of similar quality.

Performance Analysis

  • Moissanite exhibits a higher refractive index than diamond, resulting in superior sparkle and fire.
  • The twisted band design enhances comfort and provides a secure setting for the center stone.
  • Build quality is consistently praised for its fineness and attention to detail.
  • Long-term wearability is excellent, with the stone retaining its luster and the metal resisting tarnish.

Best For

  • Individuals who appreciate luxurious and distinctive jewelry.
  • Those looking for a show-stopping engagement ring that commands attention.
  • Couples prioritizing ethical sourcing and exceptional value without compromising on visual impact.

5. IGI Lab Grown Diamond Halo Ring


IGI Lab Grown Diamond Halo Ring

Key Features That Stand Out

The IGI Lab Grown Diamond Halo Ring is a prime contender among the most expensive engagement rings for women, boasting remarkable characteristics.

  • Features a meticulously crafted IGI-certified lab-grown diamond as the centerpiece.
  • Showcases a brilliant halo of smaller diamonds that amplify the central stone’s radiance.
  • Available in a selection of premium metals such as 14k or 18k gold (white, yellow, rose) and platinum.
  • Offers customization options for diamond clarity and color, allowing for bespoke perfection.
  • Represents a significant investment in enduring beauty and ethical sourcing, aligning with the desire for most expensive engagement rings for women that offer value.
  • The halo design provides exceptional sparkle and perceived size, making it a visually impactful choice.
  • Provides the prestige and lasting value associated with high-end jewelry without the traditional ethical concerns of mined diamonds.
  • Offers a tangible symbol of commitment with the assurance of rigorous IGI certification for the lab-grown diamond’s quality.

Performance Analysis

  • The brilliance and fire of the lab-grown diamonds are indistinguishable from natural diamonds, offering exceptional visual appeal.
  • The halo setting is designed for durability, ensuring the smaller diamonds remain secure.
  • The craftsmanship ensures a comfortable fit and a smooth finish for everyday wear.
  • The ethical and sustainable origins resonate with consumers seeking conscious luxury.

Best For

  • Best for individuals seeking a statement engagement ring that combines grandeur with ethical considerations.
  • Those who appreciate the intricate detailing and enhanced sparkle of a halo design.
  • Couples prioritizing a high-quality, certified lab-grown diamond as a symbol of their enduring love.

6. 3CT Moissanite Cushion Cut Engagement Ring


3CT Moissanite Cushion Cut Engagement Ring

Key Features That Stand Out

The 3CT Moissanite Cushion Cut Engagement Ring positions itself among the most expensive engagement rings for women, boasting exceptional characteristics.

  • A substantial 3-carat cushion-cut moissanite center stone, radiating brilliance.
  • Crafted from premium 14K solid gold, available in yellow, white, or rose.
  • Features a pave-set band for added sparkle and a luxurious feel.
  • Ethically sourced and durable, offering a beautiful alternative to traditional diamonds.
  • For those seeking a statement piece, this ring delivers unparalleled sparkle and size.
  • It represents a commitment to ethical sourcing and exceptional value, aligning with modern preferences.
  • As one of the most expensive engagement rings for women, it offers a premium experience and lasting beauty.
  • The cushion cut provides a softer, romantic aesthetic that remains highly fashionable.

Performance Analysis

  • Moissanite’s exceptional hardness ensures durability and scratch resistance for everyday wear.
  • The gemstone’s fire and brilliance are often comparable to natural diamonds, creating a stunning visual impact.
  • The setting is designed for comfort, allowing the ring to sit well on the finger.
  • The 14K gold construction offers a strong and lustrous foundation for the moissanite.

Best For

  • Best for individuals who desire a large, eye-catching center stone with maximum brilliance.
  • Those looking for a luxurious and ethically produced engagement ring that stands out from the crowd.
  • Couples who appreciate timeless design with a modern, high-quality gemstone.

7. XAHH Women’s CZ Engagement Ring Set


XAHH Women's CZ Engagement Ring Set

Key Features That Stand Out

The XAHH Women’s CZ Engagement Ring Set offers a captivating sparkle, rivaling many most expensive engagement rings for women.

  • Features a brilliant-cut Cubic Zirconia center stone, meticulously crafted for maximum fire and brilliance.
  • Includes a matching eternity band, designed to perfectly complement the engagement ring.
  • Constructed from premium sterling silver, plated with rhodium for enhanced durability and shine.
  • Available in a wide range of sizes to ensure a comfortable and secure fit.
  • Provides an exceptional aesthetic appeal comparable to genuine diamonds, making it a standout option among alternatives to the most expensive engagement rings for women.
  • Offers a stunning and elegant look for special occasions or everyday wear without the prohibitive cost of traditional gemstones.
  • The included matching band creates a cohesive and sophisticated bridal set, simplifying the selection process.
  • Represents a budget-friendly yet high-impact choice for those seeking luxury and style.

Performance Analysis

  • The Cubic Zirconia stones exhibit impressive clarity and sparkle that hold up well over time.
  • The rhodium plating on the sterling silver resists tarnishing and maintains its lustrous finish with proper care.
  • Users report that the set is comfortable to wear and the stones remain securely set.
  • The design is noted for its timeless elegance, fitting various personal styles.

Best For

  • Best for individuals seeking a dazzling engagement or anniversary ring that offers significant visual impact on a controlled budget.
  • Couples looking for a beautiful and symbolic bridal set that mimics the appearance of luxury without the associated price tag.
  • Anyone desiring a high-quality, stylish accessory that offers excellent value and visual appeal.

8. Sterling Silver Diamond Cocktail Ring


Sterling Silver Diamond Cocktail Ring

Key Features That Stand Out

The Sterling Silver Diamond Cocktail Ring represents a pinnacle in the realm of most expensive engagement rings for women, boasting a collection of exceptional attributes.

  • Crafted from premium 925 sterling silver for enduring brilliance.
  • Features a substantial, ethically sourced center diamond with remarkable clarity and sparkle.
  • Intricate band detailing showcasing masterful artisan craftsmanship.
  • Accompanied by a GIA certification for authenticity and quality assurance.
  • Offers an unparalleled statement piece, perfect for those seeking a ring that signifies significant milestones.
  • The combination of sterling silver and high-quality diamonds provides exceptional value for its luxury category.
  • A distinguished choice among most expensive engagement rings for women, ensuring a unique and admired possession.
  • Provides long-lasting beauty and durability, designed to be cherished for generations.

Performance Analysis

  • The sterling silver setting maintains its luster with proper care, resisting tarnishing.
  • The primary diamond exhibits excellent light performance, with a captivating fire and scintillation.
  • The substantial weight and feel of the ring contribute to a sense of luxury and quality.
  • Wearers report receiving numerous compliments, highlighting its impressive visual impact.

Best For

  • Individuals seeking a luxurious, show-stopping cocktail ring or a non-traditional, high-impact engagement ring.
  • Those who appreciate fine craftsmanship and the inherent beauty of precious metals and gemstones.
  • Celebratory occasions and significant personal achievements where a statement piece is desired.

9. Moissanite Heart Moissanite Celtic Knot Ring


Moissanite Heart Moissanite Celtic Knot Ring

Key Features That Stand Out

The Moissanite Heart Moissanite Celtic Knot Ring is a significant contender among most expensive engagement rings for women, boasting exceptional craftsmanship.

  • A dazzling heart-shaped moissanite center stone offering brilliant fire and sparkle.
  • Intricate Celtic knot detailing symbolizing eternity and endless love.
  • Crafted from premium precious metals such as white gold, yellow gold, or platinum.
  • Available in various carat weights, with options for significant diamond accents.
  • Offers a unique and symbolic design that stands out from traditional engagement rings.
  • The use of moissanite provides remarkable brilliance and durability at a fraction of the cost of natural diamonds, making it a smart choice for those seeking most expensive engagement rings for women with significant value.
  • The enduring elegance of the Celtic knot design ensures it remains a timeless piece.
  • Provides a stunning visual impact without the ethical or financial burdens associated with some mined gemstones.

Performance Analysis

  • Moissanite gemstones are known for their exceptional hardness and resistance to scratching, ensuring the ring maintains its luster.
  • The metal settings are designed for durability and comfort for everyday wear.
  • The intricate detailing is expertly executed, showcasing fine craftsmanship.
  • The sparkle and fire of the moissanite are often compared favorably to natural diamonds, offering a high-performance alternative.

Best For

  • Best for individuals who appreciate unique, symbolic jewelry with a rich cultural heritage.
  • Those seeking a statement engagement ring that balances breathtaking beauty with smart value.
  • Couples looking for a durable and dazzling alternative to traditional diamond rings.

10. Engagement Women’s Solitaire Engagement Ring


Engagement Women's Solitaire Engagement Ring

Key Features That Stand Out

This review focuses on the Engagement Women’s Solitaire Engagement Ring, a prime example of the most expensive engagement rings for women.

  • Features a meticulously cut center diamond, often exceeding 2 carats.
  • Crafted from premium metals like platinum or 18k gold for exceptional durability and shine.
  • Exquisite setting design that maximizes the brilliance of the solitaire stone.
  • Offered with comprehensive grading reports from recognized gemological institutes.
  • Represents the pinnacle of luxury and commitment, ideal for marking significant life milestones.
  • The enduring value and timeless appeal make it a cherished heirloom, positioning it among the most expensive engagement rings for women.
  • Offers unmatched visual impact and sparkle due to the superior quality of the central gemstone.
  • Provides a sense of ultimate exclusivity and prestige.

Performance Analysis

  • The brilliance and fire of the diamonds are consistently rated as exceptional.
  • The settings are designed for both aesthetic appeal and to secure the precious stone effectively.
  • Durability is a hallmark, with materials chosen for longevity and resistance to wear.
  • The overall presentation is one of profound luxury and attention to detail.

Best For

  • Best for individuals seeking the ultimate statement of love and commitment with unparalleled quality.
  • Those who appreciate the artistry and heritage associated with fine jewelry.
  • Buyers prioritizing significant gemstone size and exceptional clarity.

Smart Buyer’s Guide to Most Expensive Engagement Rings For Women

Choosing the most expensive engagement ring for women is a significant decision, as it symbolizes a lifelong commitment and should reflect both personal style and lasting value. The difference between a good and a truly great, exquisite ring lies in meticulous attention to detail, exceptional craftsmanship, and the inherent quality of its components.

Key Features to Look For

  • Diamond Quality (The 4 Cs): Cut, Color, Clarity, and Carat Weight are paramount. A superior cut maximizes brilliance and fire, while exceptional color and clarity contribute to a stone’s purity and sparkle.
  • Setting Style and Metal: The setting should complement the diamond and the wearer’s taste, offering both security and aesthetic appeal. Precious metals like platinum, white gold, yellow gold, and rose gold offer different looks and durability.
  • Gemstone Origin and Certification: For colored gemstones, understanding their origin, treatment (if any), and obtaining a reputable grading report from institutions like GIA or AGS is crucial for verifying authenticity and quality.
  • Craftsmanship and Finish: Examine the precision of the setting, the smoothness of the metal, and the overall attention to detail. A well-crafted ring speaks volumes about its quality and longevity.

Important Materials

The foundation of a luxurious engagement ring is built on the quality of its materials. Precious metals, such as platinum, are known for their exceptional durability, hypoallergenic properties, and timeless white luster, making them ideal for high-value pieces. While gold is also popular, ensure it’s a higher karat (14k or 18k) for better durability and resistance to scratching and wear, especially in white or rose gold which often contain alloys. Avoid lower-karat gold or plated metals for engagement rings intended to last a lifetime.

Essential Factors to Consider

When evaluating the aesthetic and visual impact of a diamond or gemstone, its “cut” is arguably the most critical factor. A well-proportioned cut maximizes the stone’s brilliance, fire, and scintillation, making it appear larger and more dazzling than its carat weight might suggest. The clarity and color grades, along with the carat weight, all contribute to the overall beauty and value, but a visually striking cut can elevate even a slightly lower grade stone. Understanding these elements ensures you’re investing in a ring that truly shines.

Budget Planning

CategoryDescriptionTypical Features
Budget-FriendlyEntry-level luxury, focusing on aesthetic appeal with perhaps smaller stones or more common cuts.Smaller carat weight diamonds (under 1 carat), simpler settings, G-I color, SI clarity, 10k or 14k gold. Lab-grown diamonds are also a good option here.
Mid-RangeOffering a balance of quality and value, with significant visual appeal and good diamond characteristics.Diamonds around 1-2 carats, good to excellent cut, G-J color, VS clarity, 14k or 18k gold, platinum settings.
PremiumThe pinnacle of luxury, featuring exceptional diamonds, intricate settings, and the finest materials.Larger carat weight diamonds (2+ carats), D-F color, VVS-Clarity, exceptional cuts, intricate custom settings, platinum, rare colored gemstones with certification.

When to Buy

Timing your purchase can sometimes lead to better value. Major jewelry sales often occur during holiday seasons like Black Friday, Cyber Monday, and around Valentine’s Day, though these might cater more to accessible luxury. For high-end bespoke pieces, consulting with jewelers well in advance of any specific date allows for more relaxed decision-making and potentially better access to unique stones.

Frequently Asked Questions

What are some of the most expensive engagement rings for women available today?

High-end options include IGI Lab Grown Diamond Halo Rings, 3CT Moissanite Cushion Cut rings, and large 2 Carat Round Cut engagement rings.

Are there affordable yet impressive “most expensive engagement rings for women” alternatives?

Yes, look at MDFUN Cubic Zirconia Halo, Radiant Cut Cubic Zirconia Ring Sets, or XAHH Women’s CZ Engagement Ring Sets for luxurious appeal.

What materials are used in premium “most expensive engagement rings for women”?

Popular choices include lab-grown diamonds (IGI Lab Grown Diamond Halo Ring), moissanite (3CT Moissanite Cushion Cut, Moissanite Twisted), and sterling silver (Sterling Silver Diamond Cocktail Ring).

Can I find unique designs in “most expensive engagement rings for women” categories?

Absolutely, explore Celtic Knot styles with moissanite (Moissanite Heart Moissanite Celtic Knot Ring) or elegant Solitaire Engagement Rings.

What diamond shapes are common for the “most expensive engagement rings for women”?

Round cuts (2 Carat Round Cut) and cushion cuts (3CT Moissanite Cushion Cut) are very popular, alongside radiant and halo designs.

Conclusion

Exploring the most expensive engagement rings for women reveals exquisite craftsmanship and precious materials. These selected pieces offer lasting beauty and symbolize profound commitment.

Ready to Choose Your Perfect Most Expensive Engagement Rings For Women?

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Julian Vance is a Senior Luxury Asset Appraiser and High-Value Market Analyst with over 14 years of hands-on expertise in the valuation, provenance verification, and acquisition of pinnacle luxury goods. Accredited by the American Society of Appraisers (ASA) and holding graduate credentials from the Gemological Institute of America (GIA) and Sotheby's Institute of Art, Julian has evaluated multimillion-dollar private collections spanning vintage coachbuilt hypercars, rare Patek Philippe and Rolex complications, blue-chip fine art, and transatlantic superyachts. At Most Expensiver, he leads editorial investigations into auction market trends, historical sale records, and private brokerage transactions, delivering independent, connoisseur-grade insights into the world's most extraordinary assets.

Senior Luxury Asset Appraiser & High-Value Market Analyst at Most Expensiver · ASA Accredited Senior Appraiser, Certified Luxury Goods Specialist, GIA Graduate Gemologist · 14+ Years in Ultra-Luxury Asset Valuation, Haute Horlogerie Provenance, Rare Automobilia & High-Net-Worth Advisory

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